(ČIA) In connection with the coronavirus crisis, 90% of companies are having financial and operational problems. From an analysis by Platební Instituce Roger, it appears that companies in strongly affected sectors are paying on average 20 days late than a year ago. According to the study, the state did not offer them a suitable solution to the problems caused. The COVID I, II and III do not deal with the problem of cash-flow outage. Roger added that P2P and crowdfunding platforms could react quickly on the change of the market and would probably play a significant role in restarting the economy.